do you have to have insurance on an antique car You dont need to do any inspection or emissions testing and you will also save on car insurance. If you dont the police can dispose of your car 14 days.
Do You Have To Have Insurance On An Antique Car, This coverage applies to that Ford Mustang or Dodge Charger you have. You may choose to lower your limits increase your deductibles or even drop certain coverages altogether. They often have some restrictions such as having the car secured in a garage and that it can not be used for pleasure drives.
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If your stock vehicle is more than 25 years old you can likely get antique car insurance for it. Youll have to produce a certificate of insurance and pay charges to get your vehicle back. When it comes to insuring your classic antique or vintage car you will quickly find out its not the same as insuring the family car.
If you have an old car and need insurance coverage you need to get the right kind.
Getting car insurance for a vintage or collectible car. Insurance for antique cars may take a little more effort to secure but it is well worth the extra time. Each state is different with particulars but this generally applies to everyone. Traditional policies work under the assumption that cars will depreciate but classic autos can rise in value over time. Some people inherit classic cars or stumble across a great deal and they dont realize that they need the right insurance plan.
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1930 Willys Knight Plaidside 2 Vintage Cars Willys Classic Cars Generally to get insurance for classic collector vintage and antique cars or trucks your vehicle needs to be parked in a garage used as an extra car and not your daily vehicle and kept in good working condition. Data provided by Progressive found that classic cars cost about 36 less to insure than a standard modern car because policies must be tailored to your cars. The best way to know the amount of insurance you need to cover the replacement cost of your antiques and collectibles is to have a professional appraiser do an insurance purpose appraisal. The value of antique cars and trucks can range greatly. Insurance value appraisals are generally 2 to 3 times higher than a fair market appraisal.
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